Credit and money..

Yes! Money has become the lifeline for many. It supercedes all other wants. But there is a shadowy monster looming over and swallowing the peace of many a mind -CREDIT. People are switching over fast to the system of credit cards, loans and more loans. Is it the way to go? Wants, desires and wishes need to be pegged back to suit ones own means and must never lead to the snowballing effect of taking indiscriminate credit. People beware you are being systematically drawn into a vicious cycle of credit from which escape is dificult. It must be realised that there is nothing more satisfying than being independent and credit free..Think and decide wisely!!! What is your say?!!! Money is not everything! Money can't buy everything! Taking too much into it am I???